St. Thomas More,
Thanks for your questions. First off, I do recommend a seperate 'thread' perhaps titled, 'Financial Preparation.' This could provide very spirited ideas and healthy planning for the future.
Second, in answer to your question, there are truly many assumptions involved in the question, 'what will happen in finance when the Warning approaches and arrives?' With finance truly international at this point, it's hard not to comprehend a total collapse of economies such as Turkey, Malaysia, Pakistan (predominately Muslim), Hong Kong, China (predominately athesist). However, the spill over to US economies are questionable.
Third, your question regarding converting to cash beforehand or buying gold, these are the kind of topics I would like to discuss with the group...Would anyone else like to provide feedback or insight?